This Chatbot Just Asked for My Invoices – and, surprisingly, I Didn’t Hate It.

Somewhere between doomscrolling WhatsApp stories and arguing with my bank app, I found LucaChat.AI. It promised to “chat away my financial problems.” I laughed. Then I clicked. Now I kind of want to introduce Luca to my accountant, and maybe my therapist.

So… what is this thing?
Luca looks like a chatbot. Talks like a chatbot. But deep down? It’s an overachieving financial assistant disguised as a casual little conversation. Think Clippy, but if Clippy actually understood UAE tax codes and didn’t ruin your life.

Here’s what got me hooked:

1. You just talk to it. Like… literally.
No forms. No dashboards. You open the chat, type “I paid AED 500 to Talabat,” and Luca logs it. Categorizes it. Then casually reminds you that 73% of your food budget is shawarma. No judgment. Just data.

3. Your financial history, like WhatsApp for receipts.
You know how WhatsApp lets you search “photos,” “links,” or “docs”? Luca does that with your money. “Show me all payments to Etisalat.” Boom. “How much did I spend on coffee last month?” Boom. “Am I financially okay?” …Boom (but softer).

4. It actually thinks a little.
Unlike boring budgeting apps, Luca gives personalized insights. “You spend 26% more on weekends.” “Your car insurance is due soon.” Stuff you should know, but don’t, because life. Luca nudges. Gently. Like a financially responsible friend who still has memes saved in their phone.

5. It’s suspiciously good at invoices.
Not exaggerating, I sent it a random invoice screenshot, and it replied with a full breakdown and compliance check. Who does that? Also, why do I trust this chatbot more than my last bookkeeper?

Luca’s not going to replace your CFO. But if your current CFO is a Google Sheet called “Money_Stuff_FINAL3,” then yeah, this might be your upgrade.